Enter your debts, bills, and income. DebtPilot AI helps you compare payoff strategies based on interest rates so you can make more informed decisions about paying down debt.
No bank connection required. You stay in control. AI monitors and advises — you decide every payment.
Three simple steps. No bank login required. You enter the information — AI does the thinking.
Add each debt — credit cards, car loans, student loans, medical bills. Enter the balance, monthly payment, and interest rate.
Enter your monthly take-home pay and regular expenses like rent, utilities, and groceries so AI knows your full picture.
DebtPilot AI ranks your debts by interest rate, calculates how much extra to pay each month, and shows you exactly how much you will save.
Pay in the order AI recommends. Pro users can schedule payments through the app. Watch your debt disappear faster than you thought possible.
DebtPilot AI continuously analyzes the information you enter and identifies smarter ways to accelerate your debt payoff, improve cash flow, and grow your savings.
Prioritize higher-interest debt first. DebtPilot estimates the potential interest savings based on the balances, rates, and payments you provide.
AI finds the money you did not know you had by calculating what is left after all expenses and minimum payments.
See exactly how many months until each debt is gone — and how that changes when you pay a little extra each month.
AI suggests how much to save each month alongside your debt payoff and shows you which high-yield accounts pay the most.
No bank connection needed. Enter your debt details manually and AI does all the math — interest savings, payoff order, timeline.
As soon as you add a debt, AI ranks it against your others and tells you whether to pay minimum or attack it with extra payments.
When one debt is paid off, AI instantly recalculates and tells you exactly which debt to attack next with the freed-up money.
Whether you're just starting out or catching up, DebtPilot AI helps you build for the future today — even $25/month saved now becomes thousands later.
Compare current verified savings rates and U.S. Treasury bill rates while you work toward your debt payoff goals. Rates and account terms can change, so always verify current terms with the provider.
Cancel anytime. No refunds after billing period starts — you keep full access until your period ends.